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There are a few basic questions that are always asked concerning personal injury law. The following questions and answers are my attempt to explain how the lawyer/client relationship works.

Here we go:

Q: What should I do if I have sustained an injury through no fault of my own?

A: First, arm yourself with knowledge. Second, your main job is to get better. Working hard to return to health gives your claim credibility.

Q: How do I pay the medical bills resulting from the car collision?

A: One of the following methods for payment may be available:
Personal Injury Protection (PIP) insurance coverage from your own Oregon automobile policy if you were in your automobile, on a bike or a pedestrian and involved in an automobile collision.

Workers' compensation insurance if your injury occurred while you were working on the job and occurred as a result of your employment. Your own health insurance. Your own funds if you were not insured and are able to pay medical bills as they are incurred.
The liability insurance coverage for the person who caused your injuries. Such liability insurance coverage will most likely be paid at the time of settlement rather than during the period you incur the bills.

Q: What is a contingent fee agreement?

A: In almost all injury cases, injury attorneys are paid a percentage of the final settlement or judgment resulting from your injury. The percentage will be discussed with you and will be the subject of what is called a contingent fee agreement. The law requires a written contract, which specifies the fee so there will be no misunderstanding about how much your case will cost. The agreement will provide that the attorney will work diligently on your case in exchange for the percentage in the agreement. If there is no recovery, you owe the attorney no fees.

Q: What other costs will there be in addition to the attorney fees?

A: The fee is based on the attorney's work, time, effort and expertise. In addition, the attorney may advance costs specific to your case. The attorney will make decisions necessary to obtain the reports, opinions or records needed to present your case. The attorney may or may not ask you to reimburse him/her for costs until the case is over. In most small cases, these costs are not very much. Examples of these advanced costs include: Fees that doctors and hospitals charge for medical reports. Costs of photographs. Photograph and other visual documentation (such as videotape) are extremely important in personal injury cases. If your attorney incurs expenses in having visual materials obtained or prepared, you may be responsible for such costs. Reports of experts. Reports from experts other than physicians may be required in your case and, if so, you will have to pay the cost that such experts charge for their reports. Litigation costs. If your case has to proceed to suit or litigation, there will be costs incurred as a result of the filing of such a lawsuit.

Q: How much is my case worth?

A: It is impossible to predict the value of a case until all of the information has been collected and you are medically stationary. Many factors determine the value of a case: The amount of your medical bills. How the medical bills were incurred and whether they are from diagnostic tests, treatments, physical therapy, hospital stays, prescriptions, over the counter medication, chiropractic care, or other care or treatment. How much income and other employment benefits were lost as a result of your injury. This includes lost pay, sick leave used, vacation time used, loss of insurance benefits and other documented losses resulting from your injury. The extent of the injury and how it has affected your daily life. For example: limitations of household activities, sports, leisure activities and social life. Whether or not any aspect of your personal injuries is permanent. Including permanent disfigurement such as scars or blemishes. Whether any of your personal injuries required hospitalization. The extent of liability on the part of the potential defendant. Whether there is any evidence that you were partly at fault in causing your injuries. How the law applies to your case. The quality of your witnesses, including those who will testify about the incident, your injuries and your medical treatment. Pain, suffering, inconvenience and the impact on married life. The particular insurance company involved.

Q: What does Statute of Limitations mean in the injury law context?

A: Every injury claim has what is called a statute of limitations which means that failure to bring a claim within the period of time effectively bans the injured person from ever making a claim. The statute of limitations for Oregon injury cases is generally two years from the date of the accident, however, there are things that can shorten or lengthen the statute of limitations depending on the case. Don't delay in taking action on your case as the statute of limitations may bar you from making a claim.

Q: Who Should Seek Help from an Attorney / Lawyer?

A: Anyone that has been injured in a collision in Oregon, through no fault of their own.

Q: Why Should You Contact an Attorney / Lawyer?

A: Injury victims need an edge wherever it exists, and the first place to gain that edge is by finding a lawyer / attorney who knows the unique Oregon laws.

Q: When Should An Injury Victim Seek Help?

A: It's very important to contact a lawyer as soon as possible. The earlier I hear the details of your claim, the more likely I am to win your case. It's too easy to forget important details, so why risk waiting. Witnesses, victims, medical care providers, and police may not have a clear memory of your collision circumstances weeks or months after.

Joe Durkee

Phone 971.998.6790

Website oregonpersonalinjurylawoffice.com

Bankruptcy sucks! Anyone that has gone through bankruptcy knows what a painful process it can be. The emotional strain can be very stressful to say the very least. And it is something that can happen to just about anyone. The sad thing is that most people think that bankruptcy only happens to other people. Life is unpredictable. So like a good boy scout, it always pays to prepare yourself with valuable information just in case it might happen to you.

Start with the Beginning

At the starting point of this painful process, a person will run through a gamut of emotions, which includes confusion over the steps that lie ahead. Declaring bankruptcy basically means that you have no means of paying off your bills. The good news is, if there is such a thing, there are many good bankruptcy lawyers who can guide you through the process and at the same time, preserve your financial life and your credit as much as possible. These professionals should be able to walk you step by step through this process. And if they'd do their job right, they should be able to preserve your financial life and your credit as much as possible.

How to Find a Good Lawyer

The best way to find a good bankruptcy lawyer is to make sure that you're dealing with a firm that specializes in bankruptcy. Check the Yellow Pages or go online and do a search for "bankruptcy lawyers". Lawyers can specialize in many areas of law, so you have to make sure that the lawyer you pick has ample experience in the field of bankruptcy. As funny as this may sound, you have to find a lawyer that you can trust. Make sure you do some research before settling on a firm. Look for one that this open and forthcoming with information and that has a good payment plan that you can work with.

Good bankruptcy lawyers will offer you good counsel in the matters of your money and property. They should help you to preserve your asset base as best as possible and protect your financial health. Let's face it; bankruptcy is a life-changing event in a person's life. It can easily cause a person to lose confidence in themselves and in their abilities. However, that doesn't mean that it is the end of your financial future or your life. Your lawyer should constantly remind you of this and at the same time guide you through the steps of your bankruptcy process.

Keep in mind that a good bankruptcy lawyer will fight for you and your interest in every way possible. This process usually involves a lot of paperwork that requires filling out and filing. This by itself can be a very daunting task. When you're faced with this mountain of paperwork, it will help to know that you have good professional help on your side to help you with this task and to ensure that it is done correctly.

Kerry Ng is a successful Webmaster and publisher of The Personal Bankruptcy Blog. Click here for more great helpful information about Personal Bankruptcy: http://www.personalbankruptcytips.com/avoid-bankruptcy-by-staying-out-of-debt