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Providing for your family can be a costly and complicated journey when it comes to deciding on the right family health insurance. You may be given the choice between coverage for one individual or for the family.

Health plans are calculated similarly when it comes to family or individual plans. However, if you know that certain individuals in your family who need specialized medical care, the costs will more likely be increased. For example those who have ongoing or chronic illnesses, moms-to-be, or infants can raise the premiums significantly. You may be able to choose not to have these types of benefits included in your policy, making your bill lower. Be aware though, that if you do have such needs in your family, finding the right health care coverage can be much harder to do.

Considering your options, if you were to choose not to obtain coverage for your family, wanting to cut out the costs of expensive premiums, it could backfire on you. Imagine, with no insurance you find yourself needing to visit the doctor and having to pay the doctor directly in cash. Doctor visits and the often-resulting prescription needed afterward, could be devastatingly expensive. Even worse what if you have a family member that requires hospitalization?

Remember, especially with small children, it is common to have visits to the doctor for the common childhood illnesses such as chronic ear infections, or the chicken pox or measles. If you compare taking the risk of cutting your benefit costs by not opting for insurance to the costs of coverage premiums and co-pays, you may find that, in the long run, the expenses are considerably less with the latter.

Family health insurance decisions are not easy ones. However, taking advantage of the family health care plan can, and more likely will be, the wiser choice. Inevitably family members become ill. Children have accidents. It is a given that eventually the amount you pay in premiums will be much easier on your budget than paying out of pocket for the extravagantly priced prescriptions and doctor visits.

Looking for affordable family health insurance? Visit http://www.HealthInsuranceStrategies.info a website specializing in giving ways to save a bundle on your family and individual health insurance coverage.

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In 2004, the number of incoming tourists who visited the Bulgarian spa centres increased by approximately 20 percent, compared to 2003. The well developed network of private cosmetic surgery and dental clinics offer services at prices several times lower than the lowest in the European Union, and this fact has attracted the attention of the large insurance companies that cover their clients' medical expenses. They are more willing than before to pay for trips to the east, where treatment is many times cheaper.

Plastic surgery not covered by medical insurance also attracts clients with prices that are up to five times lower. The good value of medical treatment is topped up with high-quality service: foreign patients in Bulgaria have a wide choice of doctors and clinics because in the mid-1990s many of the best physicians in the country, disappointed with their low state salaries, set up private surgeries and clinics.

Mineral water treatment

Mineral water treatment is particularly popular among foreign tourists, because Bulgaria
boasts more than a thousand mineral springs scattered throughout the country. The water content in many of them is similar to those in world-renowned spas like Baden-Baden and Vichy.

Some present-day Bulgarian spas were built on the sites of ancient Roman thermae or Turkish baths. The best-known balneology and mud bath therapy centres are Pavel Banya, Hisar, Velingrad, Narechen, Vurshets, Kyustendil and Momin Prohod, near Kostenets. They specialise in the treatment of different ailments, depending on their water content.

Hisar, located among the impressive ruins of an ancient Roman fortress in the plain between the Balkan Mountains and Plovdiv, is recommended for renal and gastrointestinal illnesses. Sapareva Banya sprang up around the hottest water spring in Bulgaria. Narechen specialises in neural disorders, Pavel Banya in orthopaedic illnesses and traumas, and Sandanski in pulmonary diseases. Two large seaside resorts, Albena and Pomorie, offer mud bath treatment.

Most of these centres also offer special rehabilitation and toning programmes. The prices vary, depending on the treatment. For example, a 10-day anti-stress programme, including aromatherapy, massage, and Iye-phoresis, costs less than 100 Euros; a flve-day treatment of rheumatic pain is from 70 to 110 Euros. Accommodation is between 20 and 70 Euros a day, full board.

Slimming centres

Other popular destinations are the slimming centres. The most popular clinic for non-medicinal treatment of obesity is located in the Black Sea resort of Sts. Constantine and Helena. There, a mild form of medical starvation is practised under constant medical supervision, in combination with a daily allowance of one kilogramme of raw fruit, and healthy eating habits.

The stay in the sanatorium can vary from 10 to 20 days, and the package is between 500 and 2,000 Euros, depending on the length of the treatment. It includes accommodation in a four-star hotel, daily doctor's rounds, personal consultation with the centre's head physician, the development of an individual dieting and nutrition schedule for each patient upon leaving, and medical examinations.

Plastic surgery

Plastic surgery also attracts health tourists with its prices and services. The plastic and cosmetic surgery clinics which opened in the mid-1990s turned out to be too many, and the severe competition forced their owners to invest in modern equipment, good specialists, and a range of amenities for in-house patients. Besides, they had to keep their prices low.

Whereas in Germany a woman will pay from 6,000 to 10,000 Euros for a bosom boost, the most expensive clinics in Bulgaria perform the operation for 2,500 to 3,000 Euros. The ratio between other services is similar.

Face-lifting under full anaesthesia is hardly over 1,200 Euros, complete lips correction is not higher than 450 Euros, and liposuction costs 300 Euros.

Dental services

Another popular goal of health tourism in Bulgaria is dental services. The private dental surgeries in the bigger towns are numerous, and the prices, calculated in accordance with the Bulgarian standard of living, are incredibiy low, compared to prices in western Europe. Some surgeries have dual pricing for Bulgarians and foreigners; so, check in advance.

The prices in Sofia, Burgas, Varna and Plovdiv are relatively the same: from 10 to 15 Euros for an initial examination, from 15 to 20 Euros for cleaning of caries and a photo polymer filling, and from 20 to 30 Euros for the treatment of pulpitis.

What does the law in Bulgaria say?

Bulgarian legislation grants foreign citizens the right to treatment in all medical establishments in the country. In case of emergency, foreigners can get help in the nearest clinic.

The head of the respective medical establishment has to inform the patient's insurer immediately about the necessary treatment, except in emergencies.

Short-term foreign visitors to Bulgaria who do not insure themselves according to internal regulations have to pay for their medical treatment in accordance with the price list of the respective medical institution.

The clinic or other medical establishment must inform the patient of the relevant costs prior to the commencement of treatment.

Adapted from an article by Hristina Hristova

(This article follows on from the introduction to mineral spas in Bulgaria in the article BULGARIAN PROPERTY MARKET INSIGHT, updated on 09 June 2005. More details and links to material about health tourism in Bulgaria can be seen at the Bulgaria Properties Ltd web site www.BulgariaProperties.net.)

The author's profile can be seen at http://www.BulgariaProperties.net/About.html

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Trampolining is extremely easy to do and also provides an abundance of fun as it often induces laughter, excitement and relaxation. Besides the obvious fitness benefits of trampolines, it is also a healthy way to work muscles, increase your heart rate and flexibility, and improve your reflexes. It develops your body balance and physical fitness, eradicates obesity and promises good health, strengthens the body muscles, ligaments, tendons around the joints, and improves body movement, ultimately reducing the risk of arthritis. It also has a positive impact on other aspects of the body such as posture, lung capacity, vision and self confidence.

Overall trampolining also helps you develop spatial awareness, coordination, fitness and agility. It also improves reactions and can help improve concentration.

Your Body's Cells

There are a number of reasons that cause toxins or poisons to gather in your body. They could have either entered the body through the nose or mouth, a cut or other broken skin. The majority are warded off by the immune system and removed naturally via organs such as the kidneys and liver to name a few. However, it is believed that the G force exerted on the body from the bouncing motion on a trampoline aids the body in "pushing out" the toxins. While the body is briefly airborne, the lower cell pressure allows the influx of nutrients as well as oxygen, consequently improving cell "exercise".

Love your Heart

Exercising on a trampoline has numerous benefits in terms of the body's cardiovascular system. Firstly, it increases the strength and fitness of the muscles, especially in the legs, helping to lighten the load on the heart when pumping blood around the body. Other health benefits of trampolines are that oxygen availability throughout the body is increased; a healthy body weight is maintained so the risk of obesity becomes reduced and it helps lymphatic circulation as well. Trampolining also reduces levels of cholesterol and triglycerides. The body's metabolism and digestive processes are also stimulated!

Bones

An exercise such as trampolining reduces the risk of fractures due to ailments like osteoporosis, because high impact exercise improves bone mineral content. Contrasting other forms of high impact exercises such as jogging, the bounciness of the trampoline matt absorbs the downward force of body weight, and therefore won't damage the body's joints or spine.

Motor Skills

When on a trampoline there is a need to sustain both height and balance simultaneously while responding to gravitational forces, ultimately this process helps to develop motor skills as all sides of the body and brain are involved in the exercise.

Trampolines ensure overall body fitness by keeping you healthy, generally improving your lifestyle. Trampolines are excellent exercising tools for any age group. Being an aerobic form of exercising it enhances body fluid circulation, improves digestive system and keeps you fit. So while having fun you can achieve optimum health by simply jumping around on a trampoline. Fitness has never been this much fun!

TrampolinesFirst.com is one of the Leading Trampoline Websites in the UK and a brand name of TCW Plc a successful on-line and mail order retailer.

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Exercise Equipment
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Not everyone is blessed to have the perfect body and if you consider the statistics, over 50% of the world's population is obese. With the amount of processed meat, packaged vegetables and canned goods, it's no wonder that our bodies are filled with junk and chemicals.

Because our bodies are so saturated with unhealthy fats, sugars and everything else, it's compulsory to detoxify our systems at least once a year. The ideal way is to cleanse your body by following a nutritionally sufficient diet, supplements and lifestyle changes. Detoxifying your body will restore your heart, kidney and liver functions and give the "breath of fresh air" they need. It will also give your metabolism a lasting boost, increasing your calorie burning capacity and in turn, helping you lose the ungainly fat and maintain good health.

Here are a few ways to keep your bio system clean and efficient throughout your life.

1. Eat as much fiber as you can, which includes organic fruits and vegetables and brown rice. Some ideal detoxifying foods include cabbage, seaweed, beets, artichokes, broccoli and radishes.

2. Drink green tea often and replace your general sodas and fizzy drinks with dandelion root, milk thistle and burdock herbal drinks.

3. Supplement your daily diet with vitamin C, which helps to produce glutathione, a compound found in the liver for eliminating toxins.

4. Never forget the rule of thumb - drink at least 8 glasses of water every day.

5. Breath right - expand your stomach when you inhale and contract it when you exhale.

6. Practice positive emotions and reduce stress by finding something to laugh about.

7. Hydrotherapy - take a hot shower for 5 minutes and follow-up with a cold shower for 30 seconds. Repeat it thrice and then rest or take a nap for 30 minutes.

8. Spend at least 30 minutes in a sauna once a week to let toxins run out through sweat.

9. Dry brush, use cleansing cosmetics and steam to remove toxins from your skin pores. A good example is the regular facial cleansing done in beauty therapy parlors.

10. Exercise often, at least 30 minutes every day. If your primary concern is losing weight, you should try exercises such as sprinting, swimming and cycling.

Shanki de Silva is a professional freelance copywriter specialising in web content, articles, blogs, brochures and PR material. Visit WriteWords for more information and resources on copy writing.

Lazer epilasyon

Son yillarda lazer epilasyon kalici epilasyon metodlari arasinda en cok tercih edilen metod oldu. Kalici epilasyon fikri bayanlarin yaninda erkeklerinde cok tercih etigi bir method. Yaklasik 20 yildir kulanilan lazer epilasyon yntemi gn getikce daha da yaygin bir sekilde kulanilmaya baslandi. lazer epilasyonun phototermis zelligi sayesinde tene zarar vermeden direkt kil kkne renk veren melanini grerek kil kkn tahrip eder ve kalici epilasyon saglanir.

Lazer epilasyon

Kalici epilasyon fikri insanlarin tylerinden sosuuza kadar kurtulabilmek adina cok byk bir sans vermistir.Agri esiginin az olmasi sonuclarinin eski yntemlere gre daha basarili olmasi; tm dnyada oldukca fazla tercih edilmesine yol acmisdir.Avrupa ve amerikada yaklasik 20 yildir kulanilan lazer epilasyon cihazlari gnmzde teknolojik olarak daha da gelimistir ve sonuclar cok daha basarilidr.Lazer epilasyon 4ile 6 seans arasinda netice almak mmkndr.Seans araliklari ortalama 2 aydir.

Lazer epilasyon

Vcudumuzdaki istenmeyen tylerde kurtulmak iin yilardir sre gelen metodlarin disinda son yillarda basarisi ile kendi ispat etmis olan lazer epilasyon gn getikce yayginlasmaktadir. Bayanlarin disinda erkeklerde son yilarda oldukca fazla bir sekilde bu yntemi tercih etmekedirler. Son yilarda fiyatlarinda geri gelmesi bu yntemi bircok kisinin kulanmasina sebep olmustur.Lazerline lazer epilasyon ve esteik hizmetleri lazer epilasyon konusundaki 5 yili asgin deneyimini 2 subesinde sizlerle paylasmaktadir

Summary: Every business that travels needs cheap van contents insurance for tradesmen to ensure that their travelling tools and investments are fully covered in case of accident. If you aren't covered right now, this article describes the best way to go about getting covered and how you can save money on contents insurance in the future.

When you start shopping around for van insurance, you'll find one serious problem with most companies: while they insure your van and do a good job of it, they don't include your van contents. This makes cheap van contents insurance for tradesmen a critical business expense.

Frequently, tradesmen sink more money into their tools and equipment than into their vans. This means that when an accident happens that totals out the van, with insurance coverage it may not be too much of a loss. However, when a tradesman's tools are scattered across the M1, the collective wages sunk into them can easily top the cost of the vehicle they were carried in.

Good, but cheap van contents insurance for tradesmen should cover the new replacement cost of all your tools and equipment normally carried in the van. To be certain you've got everything covered, take some photographs of your possessions in the van and ask your agent to put that in the file. (This photographic evidence is also valuable if you ever need to report anything burglarized from your vehicle.)

When you're finding this, start by talking to your own vehicle insurance agent. He or she may be able to provide you with an inexpensive rider to cover your costs if there is a loss. If they can't offer you one, talk to the agent who insures your business. It is possible that coverage on the contents of your place of business will extend to your van.

If neither of these is the case, find another company to purchase a contents insurance policy from by itself, but don't get a long term of insurance. Instead, start shopping around for a different vehicle insurance policy. You will almost certainly find it cheaper to switch to a new insurance company than to continue with two separate policies.

You can find cheaper courier van insurance online and get 15 quotes to find a cheaper van quotes online. I invite you to visit http://www.van-insurance-britain.co.uk

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We all remember the unbelievable sight of some of the worst floods the United Kingdom has come across in the middle of summer last year. We were unprepared due to the season, there had been no warnings until then first ones hit, and horribly, there are still hundreds of people who are not back in their homes. Some are still living in trailer homes outside their old houses, and with the bad weather of this summer looming they are at risk of being hit again.

There have been so many discussions over the past few months between the insurance companies throughout the country and government arguing over whom and for how much people will be covered. Many insurance companies have had to refuse point blank to cover because there are either inadequate or no plans whatsoever to tackle the impending floods.

This year it is estimated that over 500,000 homes are at risk of flooding this year, and the amount of damage will rack up to over the 1billion pound mark of last year. The amounts of the claims that the insurance companies received were estimated at four years worth in just two months.

If you have any suspicion that your home, car or business is at risk of flooding it is certainly worth speaking to your insurance adviser sooner rather than later. If you discuss how much you are insured for and how you can avoid flooding you will be glad you did if you are indeed hit. If your cover is not adequate you could of course take out additional cover to make sure your property is safe.

There are many arguments as to why the floods and bad weather are approaching the country during high summer, most finding them selves down to global warming. The unfortunate news with this is that the weather's habits are therefore unlikely to change in the coming years, and if anything get worse.

For Cheap Home Insurance be sure to make sure you look into all of the different Home Insurance deals and packages available. House Insurance can really make the difference on the day you are the victim of theft, floods or fire.

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The latest figures suggest our nation drinks around one hundred and sixty five million cups of tea a day. This goes to show just how much the average British person loves the taste of this drink but most people would not be aware of the actual health benefits that drinking tea can give. In this article I am going to write about some of these benefits.

I have to say that on average I will drink around four or five cups of tea a day. I am not really sure why but I actually thought that this was a bad thing but I have recently been reading about the many health benefits it can give you. This new found knowledge has pleased me no end and I can now enjoy drinking this tea even more than I ever did before!

One of the many health benefits of drinking tea is that it can offer some protection against heart disease and cancer, it has also been reported that it can protect against some age related memory impairments such as Alzheimer's. This is because of the fact that tea is a good source of flavonoids. What are flavonoids you may be asking. Flavonoids are the type of compounds that occur in most vegetables and fruits, they have very powerful antioxidant properties similar to those of antioxidant vitamins C and E. Tea itself is supposed to have twice the antioxidant power in just one cup compared with one apple.

As you can already see, tea can be of great benefit to people. This has come as a bit of a shock to me as you never really here reports in the media of these health benefits. Advice to eat plenty of fruit and vegetables is regularly reported but nothing about tea. I am sorry but I am not a lover of fruit or vegetables but I do like a good cup of tea.

These are some of the many health benefits of the antioxidants in tea:

Anti-viral benefits

Anti-inflammatory benefits

Anti-bacterial benefits

Anti-allergenic benefits

There are other benefits from drinking tea, it can help to increase levels of concentration and therefore improve ones performance. This is due to the the fact that the average cup of tea contains a moderate amount of caffeine in it.

Tea can also help with our teeth and can help to prevent things such as gum disease and tooth decay, this is because tea is a natural source of flouride.

As you can see drinking tea is good for you, therefore I am now off to make myself another cup!

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