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Our dogs are a treasured part of our family. They give us unconditional love and companionship and we give them affection, attention and the best of care. But what do we do when our beloved pet gets sick or hurt and we're hit with a $5,000 vet bill? We want the best veterinary care for them, but the average person cannot afford to cover huge vet bills. That's where pet health insurance can help.

As pet owners, we know vet bills can add up dramatically. My dog's broken toe cost nearly $600! It would be nice to have peace of mind that in the event your dog becomes ill or injured you can pay for its care. Pet insurance can a helpful way to budget vet expenses. It can allow you to make medical decisions for your dog based on its health care needs, not money.

More and more people are turning to pet insurance policies to help protect them from unexpected vet costs. Technically, pet insurance is property insurance. Usually plans have premiums with deductibles and co-payments, and most have benefit limits. Policies can vary in whether they cover preventive care and pre-existing conditions. Yearly premiums can vary widely, from around $200 a year to over $400, depending on the breed and age of the dog and where the owner lives.

What Does Pet Health Insurance Cover? The purpose of pet insurance is to cover major medical bills. Pet insurance plans typically cover first-time illnesses, foreign body ingestion or poison ingestion, auto accident, bone fractures, lacerations, burns, allergic reactions to insect bites or stings, and sometimes recovery costs in the event your dog gets lost.

According to the Veterinary Pet Insurance Company, the top insurance claims for dogs are skin allergies, ear infections, upset stomachs, bladder infections, benign tumors, arthritis, sprains, eye infections, enteritis (inflammation of the intestinal tract), and hypothyroidism.

In the past, pet owners were forced to make difficult decisions about their ill or injured pets; some felt they had no choice but to put their dog to sleep because they couldnt afford expensive surgery. Today we have alternatives like pet health insurance plansand advances in veterinary medicineto help us save or extend the lives of our four legged friends.

Learn more about dog health and pet insurance at http://www.my-favorite-dog.com

Did you think putting up an Internet Cafe was difficult? Well, here are my personal tips on doing so.

Firstly, Location. It is imperative that you decide on a strategic location for your Internet Cafe. I recommend an area where a sizable crowd pass by on a regular basis; close to a school or a heavily populated residential area is best. As a pro gamer, I would like to find my preferred cafe close to a school exit so finding it will be easy. Placing it close to some eateries or "carinderia" is helpful (discard this if you plan to serve "real" food to your clients, see bottom for further details). Most pro gamers would want to eat at a place just outside or near their Internet Cafe.

Next, make up your mind as to how many computers you want. My guess would be around 15-20 for beginners. You might also want to put in fewer weighing in your cafe's space and starting capital. More personal computers may translate to higher income; which can be assured if are the only caf owner in a residential/commercial area for a few blocks.

Computer Specifications. Being a gamer myself, I would like to play without the annoyances of lag or slow start up. Every second matters when you play MMORPG's, especially during guild wars or other vital regular events. I would recommend on going for the most recent specs, to give you an advantage on other internet cafes. High-quality specifications allow you a bit of breathing phase before you would need the next upgrade. Owning a technology receptive business means that in the succeeding months, a brand new hardware would be released to make yours the not-so-new in the line. So, investing on those well performing hardware are really a gain.

On the other hand, if you intend on renting your computers to a market made up of students who only want to type their projects, work on the internet, and the like, you can go for basic hardware.

Please remember that the key in this sort of business is decent service. You must have your clients keep returning for more. Maintain your computers by keeping them up to date with first-class computer specs. At present, having a dual core processor is ideal. Along with respectable RAM (1Gb to 2Gb is best), and a high performance video card of 256Mb-512Mb will make a good rentable computer. You could do without an optical drive and a floppy disc drive (which already appear to be outdated with the launching of USB mass storage devices). You can have a CD/DVD writer combo on the server so CD's can be regulated and monitored before they are used. In addition, you can also add cd/dvd-burning to your list of services.

Next in line are good cafe softwares. You can choose free cafe management software like HandyCafe. They permit the administrator to take control of the internet cafe via functions only available to the server. You can limit the rental time for each client and regulate the bandwidth when heavy downloading affects the entire network. Cafe management softwares often have billing functions that automatically calculate what you should charge your customers. This is a nice feature to use particularly if you want to manage the cafe by yourself.

Food. Most gamers spend less time eating whenever they go online. It is difficult to break the concentration of a playing pro gamer. However, they are people, and people do eat. Whenever they feel the urge to revitalize, you can offer them quick preparation food like instant noodles. But, if you wish to enhance your Internet Caf's income scheme, you can offer "real" food to your customers. This would mean that they won't have to go look for a restaurant and leave your cafe, thus remain in it while on their favorite games.

Comfortable chairs. I, for one, spend most of my time in from of my laptop or PC. I want to feel snug and comfy in my seat. Long hours in an uncomfortable chair can be exhausting. Consequently, I believe it vital that next to good service, customer comfort ought to be taken into account.

Games and Wordprocessors. After you have everything ready, you can ask your technician, or if you are capable yourself, install all the games and word processing applications on the computers. You opt for OpenOffice applications in place of Microsoft Office if you have a strict budget. Purchasing the licenses for these applications can be very pricey, particularly their operating systems.

I hope you find my guide to putting up your own Internet Cafe useful.

Please check out my blog, http://www.mobileexpressions.blogspot.com for more information on the subject.