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For any boating enthusiast, it is important to realize before taking the vessel to water that he or she needs to invest in a boat insurance motor part as a necessary safeguard for this expensive piece of equipment that is costly to repair and change. The extent of insurance coverage you opt for when taking out a boat insurance motor policy will determine whether or not the motor damage, should it occur will be covered as part of the privilege of insurance cover.

Besides this essential engine part that needs to be thought about when insurance coverage policy is considered, even other internal parts of a boat need to be covered for accidental damages.

Those persons taking their boats out frequently need to also think about insurance policy coverage in terms of any unforeseen events such as debris getting wound up in the motor, which can cause a burn-out to occur or spoil it in other ways. With a little bit of forethought and buying adequate boat insurance motor coverage, not only the motor but also other incidental damage to the boat as well as persons aboard suffering injuries can be attended to with minimal costs, instead of having to shell out hundreds of dollars to replace the damaged parts.

In the case of specific boats, a boat owner may need to opt for a separate boat insurance motor policy, the premium for which can increase on a monthly basis and even then, experts find that paying this little extra over and above the initial premium amount is well worth the price one saves on replacing the damaged piece with a new motor.

A detailed insurance policy that also covers motor of the boat is a smart investment choice that safeguards a boat owner from potential damage caused to this expensive piece of equipment that may cost thousands of dollars to replace. Reading the fine print of any attractive insurance policy for the boat will ensure you get your money's worth when expecting it to cover vital parts like the motor too.

Those who are not aware of the importance of taking out boat insurance for motor and have paid for a new one recently are advised to do so immediately as an insurance agent should be able to guide you about the extension of your current policy and also how to go about taking out a new one for that covers basic maintenance and repairs.

Getting the policy from motor manufacturers also ensures the boat owner that the most qualified person for a repair job is accessible to them at the right time and will give the product the right treatment to get it going since it was made by them. Some motors sold in the market today come with an annual or 2 year insurance policy attached that covers nearly all issues that can happen with it, so reading through the warranty pledge will alert a buyer on what he or she has opted for, as far as coverage is concerned.

Rebuilt motors can be covered under lower premium insurance policies that exclude coverage for specialty parts and only cover basics; sometimes these work as well as new ones though insurance give lower coverage for them if it's a DIY job.

Abhishek has a passion for Boating since the last 30 years! Visit his website http://www.Boating-Guru.com and download his FREE Boating Report and learn some amazing Boating tips and tricks for FREE! Also discover some excellent ways to finance your Boat. But hurry, only limited Free copies available!

http://www.Boating-Guru.com

It was the accepted practice in Babylon 4,000 years ago that for a month after the wedding the bride's father would supply his son-in-law with all the mead he could drink.

Mead is a honey beer (and can be wine) and because their calendar was lunar based, this period was called the honey month, which we know today as the honeymoon.

Many annuity products have a honeymoon period with the client. The honeymoon is the time period from how the insurance agent may have explained an annuity to the harsh reality of performance! Often mistakes and misunderstandings occur when indexed annuities are sold. These products can be complicated and have many moving parts which come into play in different scenarios. Many times the grim facts of performance come to light and the client is unsure what they actually bought and why does the insurance company get to keep the money so long?

Full disclosure makes selling these indexed products so much easier in the long run. Always leave a company provided brochure for the product sold and keep a copy in the clients file for future use. By cutting corners we may be able to sell a couple more annuities than if we disclosed everything but you know what? It is the wrong way to sell.

Equity indexed annuities are not the easiest product to explain, there are just a lot of factors to determine. Be careful and take your time so the honeymoon period lasts as long as the contract.

Start with this. Equity Indexed Annuities are fixed annuities and your funds are NOT invested in the stock market! Your funds are invested in the general bond portfolio of the insurance company and any gain is provided by the use of option futures between the insurance company and Wall Street.

Full disclosure, take your time explaining the product, focus on the underlying guarantees, the benefits that come with the contract and guess what....

Maybe The Honeymoon Will Last!

Bill Broich is thirty year annuity salesman who helps agents generate annuity leads and sales. To discover more visit his website: pre-set annuity leads. Selling Indexed Annuities